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How to Actually Get Hired
Who reads applications, which channel gets a reply, and what they screen for.
Don't make these mistakes
Don't send generic crypto enthusiasm. Lead with specific proof of work - a Solana demo, a compliance memo, or a launch campaign. Reference Shimon's debanking report if reaching out for business roles - it is the intellectual origin story of the whole company and acknowledging it shows you read past the press release. For engineering roles, reach Ramses directly and lead with something you built on Solana.
What gets their attention
The investor lens makes this sharper. Cyber Fund's published 2025 thesis is AI x Crypto - specifically onchain models and the infrastructure needed to make them operate at scale. Their bet on Moto is a bet that the consumer fintech layer will eventually need AI for underwriting, fraud detection, personalised yield optimisation, and spend analysis. That means an ML or data engineering hire is coming, even if it is not in the first wave. Eterna Capital is a London-based firm that has backed Securitize which partnered with BlackRock to launch a tokenised fund on Ethereum and AscendEX. Their portfolio is consistently in regulated, institutional-grade financial infrastructure. They do not back casual DeFi experiments. When Eterna writes a cheque, they are expecting the company to build toward something audit-ready and exchange-grade. Two investors with two very different but complementary theses - one pushing toward AI capability, one pushing toward institutional credibility - means the hiring roadmap is wider than two founders can cover alone, and it is going to open up fast.
Why applying the normal way doesn't work
Moto Finance runs an applicant tracking system, but hiring managers still work referrals first. A cold application to Moto Finance isn't dead, it's just fourth in line behind internal referrals, sourced candidates and recruiter pipelines.
Who to contact at Moto Finance
What to show them
The entire product runs on Solana infrastructure. The founders built Squads - the largest multisig protocol on Solana by value secured, and the CTO, Ramses Kamanda, comes from Squads Labs directly. The yield layer, the stablecoin routing, and the settlement logic all live onchain. The first engineering hire needs to extend that protocol work into a consumer product with real compliance constraints - card settlement flows, real-time balance updates, yield distribution across a large user base. This is not a Web2 fintech role with a blockchain badge on it. Core skills: Rust or TypeScript on Solana, Anchor framework, familiarity with Squads multisig architecture, experience with stablecoin or DeFi yield routing, smart contract security fundamentals, understanding of how DeFi protocols interact with fiat settlement layers. For proof of work, fork an existing Solana program, add a basic yield-routing function that splits deposits between two mock protocols based on live APY, and write a short README explaining the design decisions. Post it on GitHub.
A cold email that works at Moto Finance
What Moto Finance screens for
Screening signal: The investor lens makes this sharper. Cyber Fund's published 2025 thesis is AI x Crypto - specifically onchain models and the infrastructure needed to make them operate at scale. Their bet on Moto is a bet that the consumer fintech layer will eventually need AI for underwriting, fraud detection, personalised yield optimisation, and spend analysis. That means an ML or data engineering hire is coming, even if it is not in the first wave. Eterna Capital is a London-based firm that has backed Securitize which partnered with BlackRock to launch a tokenised fund on Ethereum and AscendEX. Their portfolio is consistently in regulated, institutional-grade financial infrastructure. They do not back casual DeFi experiments. When Eterna writes a cheque, they are expecting the company to build toward something audit-ready and exchange-grade. Two investors with two very different but complementary theses - one pushing toward AI capability, one pushing toward institutional credibility - means the hiring roadmap is wider than two founders can cover alone, and it is going to open up fast.
Customize your CV for the Moto Finance role. Matching the job description language helps clear ATS filters.
Mistakes that kill applications
Generic CVs stand out at a -person company — and not in a good way. Fastest path to rejection.
Skip 'I'm looking for...' — start with The conventional neobank model - Revolut, Monzo, Brex - competes on UX and FX rates and your specific angle on solving it.
Applying and waiting = silence. Follow up at day five — it roughly doubles your odds of a reply.
Frequently asked questions
How do I apply to Moto Finance?
Through the roles on our Moto Finance jobs page, or directly to the hiring manager if you can reach them. At null people, direct outreach outperforms the form.
Does Moto Finance respond to cold emails?
Not enough data yet on Moto Finance's cold email response rates.
Who is the hiring manager at Moto Finance?
At this size, hiring is usually run by the hiring manager.
How competitive is it to get hired at Moto Finance?
Typical applicant count for Fintech roles ( people): 100-250 in two weeks. Apply fast.
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